Terms & Conditions

Last updated: 1/24/2026

Please read these Terms & Conditions (“Terms”) carefully before using this website or purchasing any products, services, programs, memberships, or digital content from Kristen Lumiere (“Company,” “we,” “us,” or “our”).

By accessing this website or purchasing from us, you agree to be bound by these Terms. If you do not agree, please do not use the website or our services.

1. Use of This Website

You agree to use this website for lawful purposes only and in a way that does not infringe upon the rights of others, restrict or inhibit anyone else’s use, or violate any applicable laws or regulations.

We reserve the right to deny access to the website or services to any individual at our discretion.

2. Digital Products, Programs & Services

Kristen Lumiere offers digital products, online courses, memberships, coaching, workshops, masterclasses, and educational resources.

All purchases grant you a limited, non-transferable, non-exclusive license for personal use only. You may not:

  • Share, resell, reproduce, or distribute content

  • Copy or repurpose materials for commercial use

  • Grant access to anyone else

Violation of this policy may result in removal from programs without refund and potential legal action.

3. Payments & Billing

All prices are listed in U.S. dollars unless otherwise stated.

By purchasing, you authorize us (and our third-party payment processors) to charge your selected payment method for:

  • One-time purchases

  • Subscriptions or payment plans (recurring billing)

You are responsible for ensuring your payment information is accurate and up to date.

4. Refund & Cancellation Policy

All sales are final, unless otherwise stated on the sales page.

Because our offerings include immediate access to digital content, we do not offer refunds for digital products, courses, memberships, or programs.

Subscriptions may be canceled at any time to prevent future charges. Cancellation does not result in a refund of previously paid fees.

5. Memberships & Community Access

If you enroll in a membership or community:

  • You are responsible for maintaining respectful, professional behavior

  • Harassment, hate speech, spamming, or disruptive conduct will not be tolerated

We reserve the right to remove any member who violates community standards without refund.

6. Educational Purpose Only (No Guarantees)

All content provided is for educational and informational purposes only.

We do not guarantee specific results, income levels, business growth, tax outcomes, or success. Results vary based on individual effort, experience, and external factors.

Nothing on this website constitutes legal, financial, or tax advice. You are encouraged to consult with licensed professionals regarding your specific situation.

7. Intellectual Property

All content on this website—including text, graphics, videos, course materials, branding, and downloads—is the intellectual property of Kristen Lumiere and is protected by copyright laws.

You may not copy, reproduce, distribute, or create derivative works without express written permission.

8. User-Generated Content

If you submit content (comments, testimonials, messages, posts, etc.), you grant us permission to use, display, and share that content for marketing or educational purposes unless you explicitly request otherwise in writing.

9. Third-Party Links & Tools

This website may include links to third-party websites or tools. We are not responsible for the content, policies, or practices of third-party platforms.

Use of third-party services is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Kristen Lumiere shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Use of this website

  • Participation in programs

  • Reliance on educational content

Your sole remedy for dissatisfaction is to discontinue use of the website or services.

11. Indemnification

You agree to indemnify and hold harmless Kristen Lumiere from any claims, damages, losses, or expenses arising from your use of the website, violation of these Terms, or infringement of any rights.

12. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Continued use of the website constitutes acceptance of the changes.

14. Contact Information

For questions regarding these Terms & Conditions, please contact:

Email: [email protected]
Business Name: Kristen Lumiere
Location: United States